Should I refinance my home to get these newr rates? ?

I bought my home 8/2008. My first payment was 10//2008. My mortgage Consultant offered this refinance opportunity to me when the rates dropped earlier this week because I have a va loan. I am currently @ 6.6% and can get 5.25% now. It?s a nice savings And all the math shows I save big time since I plan to stay here well over 5 years.? but people keep telling me I will add more years to my payment. My consultant says I won?t as long as it is the same loan amount and I because I just purchased? so I haven?t really invested anything. The only thing I am having to pay is closing? $ 1500. What should I do?

Source: http://www.xmastips.com/mortgage-loan/should-i-refinance-my-home-to-get-these-newr-rates/

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